All Policies

ANM Consultancy Code of Conduct
Introduction
At ANM Consultancy, we are committed to maintaining a respectful, inclusive, and professional environment for everyone. This Code of Conduct outlines our expectations for all members of our community, including employees, clients, partners, and visitors. Our core values guide every aspect of our work and are fundamental to our identity.

Core Values
Our core values serve as the foundation of our identity and guide every aspect of our work. We are unwavering in our commitment to the principles of honesty, trust, ingenuity, simplicity, and value-centricity.

Honesty
Integrity is our compass. We uphold the highest standards of honesty in all our interactions, fostering a culture of transparency and trust with our clients, partners, and team members.

Trust
Trust is the bedrock of our relationships. We strive to earn and maintain the trust of those we serve by consistently delivering on our promises, acting with integrity, and honoring our commitments.

Ingenuity
Innovation fuels our journey. We approach challenges with creativity and seek innovative solutions that push the boundaries of what's possible, driving success for our clients and ourselves.

Simplicity
Simplicity is elegance. We embrace the power of simplicity in our processes, communications, and solutions. We believe that clarity and straightforwardness enhance effectiveness and efficiency.

Value-centricity
Value creation is our goal. We are dedicated to understanding and meeting the unique needs of our clients, ensuring that every action and decision is focused on delivering tangible and meaningful value.

These values are not just words on paper; they are the guiding principles that shape our culture, define our character, and propel us toward excellence in all that we do. Together, they form the ethical and operational compass that guides ANM Consultancy on our journey of unwavering commitment to our clients' success and our own.

Expected Behavior
Communication: Communicate respectfully and constructively. Listen actively and be open to feedback.
Collaboration: Work cooperatively with colleagues, clients, and partners. Share knowledge and resources to achieve common goals.
Accountability: Take responsibility for your actions and decisions. Admit mistakes and take steps to correct them.
Compliance: Adhere to all applicable laws, regulations, and company policies. Report any violations or concerns promptly.
Unacceptable Behavior
Harassment: Any form of harassment, discrimination, or bullying is strictly prohibited. This includes, but is not limited to, verbal, physical, and online harassment.
Dishonesty: Engaging in fraudulent, deceptive, or unethical behavior is unacceptable. This includes falsifying records, misrepresenting information, and conflicts of interest.
Disrespect: Disrespectful behavior, such as derogatory comments, personal attacks, or inappropriate language, will not be tolerated.
Non-compliance: Failing to comply with laws, regulations, and company policies is unacceptable. This includes ignoring safety protocols and disregarding confidentiality agreements.
Reporting and Enforcement
Reporting: If you experience or witness any behavior that violates this Code of Conduct, report it to your supervisor or the Human Resources department immediately.
Investigation: All reports will be taken seriously and investigated promptly and thoroughly. Confidentiality will be maintained to the extent possible.
Consequences: Violations of this Code of Conduct may result in disciplinary action, up to and including termination of employment or contract. Legal action may also be pursued if necessary.
Commitment to Improvement
ANM Consultancy is committed to continuously improving our Code of Conduct and fostering a positive and inclusive environment. We welcome feedback and suggestions for improvement from all members of our community.

Acknowledgment
By being part of ANM Consultancy, you agree to abide by this Code of Conduct and uphold our core values. Thank you for your commitment to creating a respectful and professional environment for everyone.

Cookie Policy

Effective Date: 27-Dec-2024

Last Updated: 27-Dec-2024



Introduction

This Cookie Policy explains how we use cookies and similar technologies to recognize you when you visit our website. It explains what these technologies are, why we use them, and your rights to control their use.





What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They help websites recognize your device and remember information about your visit, such as your preferences or actions.





Types of Cookies We Use





Essential CookiesThese cookies are necessary for the website to function properly. Without them, some parts of the website would not work.



Performance and Analytics CookiesThese cookies collect information about how you use our website, such as the pages you visit most often. This helps us improve the functionality and performance of our site.



Functionality CookiesThese cookies allow the website to remember your preferences and provide enhanced, personalized features.



Targeting or Advertising CookiesThese cookies are used to deliver ads that are relevant to your interests. They can also limit the number of times you see an ad and measure the effectiveness of advertising campaigns.





How We Use Cookies

We use cookies to:





Ensure the website operates efficiently.



Understand how visitors use our site.



Deliver personalized content and advertisements.



Improve website performance and user experience.





Third-Party Cookies

In addition to our own cookies, we may also use cookies provided by third-party services, such as analytics or advertising providers. These cookies are governed by the policies of those third-party providers.





Your Choices

You can manage your cookie preferences through "Privacy and Cookie Settings" at the right-left of your screen.





Accept or reject all cookies.



Delete cookies already stored on your device.



Block cookies from specific websites.





Changes to This Cookie Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated effective date.





Contact Us

If you have any questions about our use of cookies, please contact us:

Email: anmconsultancyist@gmail.com

Phone: +905467470307

Address: Serhat Sokak. No:13, So[anli Bahcelievler - Ist, Turkey

All the information on this website - https://www.anmconsultancy.com/ - is published in good faith and for general information purpose only. ANM Consultancy does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website (ANM Consultancy), is strictly at your own risk. ANM Consultancy will not be liable for any losses and/or damages in connection with the use of our website.

From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone 'bad'.

Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their "Terms of Service" before engaging in any business or uploading any information.

Consent
By using our website, you hereby consent to our disclaimer and agree to its terms.

Update
Should we update, amend or make any changes to this document, those changes will be prominently posted here.

Privacy Policy

Effective Date: [24.07.2024]

Introduction

ANM Consultancy ("we", "us", "our") is committed to protecting and respecting your privacy. This Privacy Policy details the types of information collected and recorded by ANM Consultancy and how we use it.
If you have additional questions or require more information about our Privacy Policy, please contact us.
This Privacy Policy applies to our online activities and is valid for visitors to our website regarding the information they share and/or collect through ANM Consultancy. This policy does not apply to any information collected offline or via channels other than this website.

Consent

By using our website and giving consent, you agree to our Privacy Policy and provide your consent for data collection, processing, and use as described herein.

You can find information about how Google will use your personal data when you give consent please check this link.

Information We Collect

The personal information requested and the reasons for its collection will be explained when we request it.
If you contact us directly, we may receive your name, email address, phone number, message content, and any other information you provide.
When you register for an account, we may collect contact information such as your name, company name, address, email address, and phone number.

How We Use Your Information

We use the information we collect in various ways, including:
Operating and maintaining our website
Personalizing and improving user experiences
Understanding and analyzing website usage
Developing new features and services
Communicating with you for support, updates, or marketing
Sending email updates
Preventing fraud
Using analytics from social platforms for marketing
Google AdSense and Consent Mode v2
We utilize Google AdSense and operate under Google Consent Mode v2 to ensure compliance with global privacy regulations.

Data Storage and Access

Consent: With user consent, cookies and similar technologies are used to store and access information such as device identifiers and preferences for personalized ads.
Legitimate Interest: In specific cases, basic data may be accessed under legitimate interest for purposes such as website security.
Not Used: No storage or access occurs for purposes not requiring consent.
Ad Personalization and Targeting
Personalized Ads: Displayed only with explicit user consent. Users can opt-out of personalized ads via Google’s ad settings.
Non-Personalized Ads: If consent is denied, ads based solely on contextual data are displayed.
Cookies and Similar Technologies
Consent: Cookies are used for personalization, aggregated reporting, and fraud prevention. Consent is required for these purposes.
Legitimate Interest: Essential cookies for functionality and security are used without explicit consent.
Third-Party Ad Technology Providers
Consent: Third-party providers process data only with user consent. Manage your preferences via Google’s tools.
Legitimate Interest: Features like fraud prevention and performance measurement are implemented under legitimate interest.

Data Sharing and Selling
We do not sell or share your personal data with third parties for their own marketing purposes. Data is handled in compliance with privacy regulations.
Log Files
ANM Consultancy uses log files to log visitors. Information such as IP addresses, browser types, and timestamps is collected for trend analysis and website administration.

Cookies and Web Beacons

Cookies store visitor preferences and visited pages to enhance user experiences.
Google DoubleClick DART Cookie
Google uses DART cookies to serve ads based on site visits. You can opt-out by visiting Google’s Ad Privacy Policy.

Third-Party Privacy Policies

ANM Consultancy’s Privacy Policy does not cover other advertisers or websites. Please review third-party privacy policies for detailed information.
GDPR Data Protection Rights
You have the following rights under GDPR:
Access your data
Rectify inaccuracies
Request data deletion
Restrict data processing
Object to data processing
Data portability
Contact us to exercise these rights.
Children’s Information
We do not knowingly collect data from children under 13. Contact us if such data is provided, and we will promptly delete it.

Contact Us

For inquiries or to exercise your rights, contact us:
ANM Consultancy
Email: anmconsultancyist@gmail.com
Phone: +905467470307
Address: Serhat 13, Soganli Bahcelievler, Istanbul, Turkey

ANM Consultancy Subscription Terms and Conditions

Welcome to ANM Consultancy! These Subscription Terms and Conditions outline the rules and regulations for the use of our subscription services. By subscribing to our services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree to these terms and conditions, do not subscribe to our services.

1. Subscription Services
1.1 Subscription Plans: We offer various subscription plans. Details of these plans, including pricing, duration, and benefits, are available on our website at https://www.anmconsultancy.com/.
1.2 Subscription Activation: Your subscription will be activated upon successful payment and will be confirmed via email.

2. Payment and Billing
2.1 Payment Methods: We accept payments via credit card, debit card, and other methods as indicated on our website.
2.2 Billing Cycle: Subscriptions are billed on a recurring basis as per the chosen plan (e.g., monthly, annually). The billing cycle is communicated at the time of subscription.
2.3 Automatic Renewal: Subscriptions will automatically renew at the end of each billing cycle unless canceled prior to the renewal date.
2.4 Failed Payments: If a payment fails, you will be notified, and we will attempt to process the payment again. If the payment remains unpaid, your subscription may be suspended or terminated.

3. Cancellation and Refunds
3.1 Cancellation: You may cancel your subscription at any time through your account settings on our website. Cancellations will take effect at the end of the current billing cycle.
3.2 Refunds: We do not offer refunds for subscriptions. Upon cancellation, you will continue to have access to the service until the end of the current billing cycle.

4. Use of Subscription Services
4.1 License: Upon subscribing, you are granted a non-exclusive, non-transferable, limited license to access and use the subscribed services for personal or internal business use.
4.2 Restrictions: You must not:
Share your subscription access with others.
Use the services for any unlawful purpose.
Reverse engineer, decompile, or otherwise attempt to derive the source code of any part of the services.

5. Changes to Subscription Plans
5.1 Modifications: We reserve the right to modify subscription plans, including pricing and benefits. Subscribers will be notified of any significant changes in advance.
5.2 Grandfathering: Existing subscribers will typically continue under their original terms until the next renewal date unless changes are necessitated by external factors (e.g., legal requirements).

6. Termination
6.1 Termination by Us: We may terminate your subscription immediately if you breach these terms and conditions or engage in any activity that harms the integrity of our services or our reputation.
6.2 Effect of Termination: Upon termination, you will lose access to the subscription services, and any data associated with your account may be deleted.

7. Disclaimer and Limitation of Liability
7.1 Disclaimer: To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our subscription services and the use of this website.
7.2 Limitation of Liability: We will not be liable for any loss or damage of any nature, except in cases of gross negligence or intentional misconduct.

8. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the Netherlands, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

9. Contact Information
For any questions or concerns about these terms and conditions, please contact us at:

Turkey
Serhat Sokak No:13
Soğanlı Bahçelievler
34180 Istanbul
Turkey
info@anmconsultancy.com
+905467470307

UK
+447451283677

By subscribing to our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

Welcome to ANM Consultancy!
These terms and conditions outline the rules and regulations for the use of ANM Consultancy's Website, located at https://www.anmconsultancy.com/.

By accessing this website we assume you accept these terms and conditions. Do not continue to use ANM Consultancy if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies
We employ the use of cookies. By accessing ANM Consultancy, you agreed to use cookies in agreement with the ANM Consultancy's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License
Unless otherwise stated, ANM Consultancy and/or its licensors own the intellectual property rights for all material on ANM Consultancy. All intellectual property rights are reserved. You may access this from ANM Consultancy for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

Republish material from ANM Consultancy

Sell, rent or sub-license material from ANM Consultancy

Reproduce, duplicate or copy material from ANM Consultancy

Redistribute content from ANM Consultancy

This Agreement shall begin on the date hereof. Our Terms and Conditions were created with the help of the Terms And Conditions Template.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. ANM Consultancy does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of ANM Consultancy,its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, ANM Consultancy shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

ANM Consultancy reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;

The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;

The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy

The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant ANM Consultancy a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content
The following organizations may link to our Website without prior written approval:

Government agencies;

Search engines;

News organizations;

Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and

System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

commonly-known consumer and/or business information sources;

dot.com community sites;

associations or other groups representing charities;

online directory distributors;

internet portals;

accounting, law and consulting firms; and

educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of ANM Consultancy; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to ANM Consultancy. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

By use of our corporate name; or

By use of the uniform resource locator being linked to; or

By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of ANM Consultancy's logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability
We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Your Privacy
Please read Privacy Policy

Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury;

limit or exclude our or your liability for fraud or fraudulent misrepresentation;

limit any of our or your liabilities in any way that is not permitted under applicable law; or

exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Terms and Conditions
Welcome to ANM Consultancy!
These terms and conditions outline the rules and regulations for the use of ANM Consultancy's Website, located at https://www.anmconsultancy.com/.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use ANM Consultancy if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Policy, and Disclaimer Notice, and all Agreements: "Client", "You", and "Your" refers to you, the person accessing this website and complying with the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our", and "Us" refers to our Company. "Party", "Parties", or "Us" refers to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of the provision of the Company’s stated services, in accordance with and subject to, prevailing law of Turkey and the European Union’s General Data Protection Regulation (GDPR).

Compliance with GDPR
ANM Consultancy complies with the General Data Protection Regulation (GDPR) and ensures that all personal data collected, processed, and stored is done so lawfully, fairly, and transparently. The GDPR requires us to provide users with specific rights, including the right to access, rectify, erase, restrict processing, object to processing, and data portability. These rights are outlined in our Privacy Policy, and you can exercise these rights by contacting us.

We are committed to ensuring the security and confidentiality of your personal data. Any data collection will be done with your explicit consent, and we will inform you of the purposes of data collection at the point of data request. Personal data will only be used for specified, legitimate purposes and will not be shared with third parties without your consent, unless required by law or for the execution of our services.

Cookies
We use cookies to enhance user experience on our website. By accessing ANM Consultancy, you consent to the use of cookies in accordance with our Privacy Policy. These cookies help in storing user preferences and tracking website usage to improve service functionality and security. You may opt to disable cookies through your browser settings, though this may limit your access to certain features of the website.

Intellectual Property Rights
Unless otherwise stated, ANM Consultancy and/or its licensors own the intellectual property rights for all material on ANM Consultancy. All intellectual property rights are reserved. You may access this from ANM Consultancy for your personal use, subject to restrictions set out in these terms and conditions.

You must not:

Republish material from ANM Consultancy
Sell, rent, or sub-license material from ANM Consultancy
Reproduce, duplicate, or copy material from ANM Consultancy
Redistribute content from ANM Consultancy without express written permission
User-Generated Content
Parts of this website offer an opportunity for users to post and exchange opinions and information. ANM Consultancy does not filter, edit, publish, or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of ANM Consultancy. To the extent permitted by applicable laws, ANM Consultancy shall not be liable for any Comments or any liability, damages, or expenses caused and/or suffered as a result of any use of, posting of, or appearance of the Comments on this website.

By submitting content to our website, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and distribute your content in any media.

Data Protection
ANM Consultancy takes data protection seriously and adheres to GDPR standards when collecting, processing, and storing personal data. We will not share or sell your personal data without your consent unless required to do so by law or for the execution of our services.

As per GDPR requirements, you have the following rights concerning your personal data:

The right to access your personal data
The right to rectification of inaccurate data
The right to erasure (right to be forgotten)
The right to restrict or object to processing
The right to data portability
To exercise these rights, please contact us at info@anmconsultancy.com.

Hyperlinking to Our Content
The following organizations may link to our website without prior written approval:

Government agencies
Search engines
News organizations
Online directory distributors
We may consider and approve other link requests from commonly-known consumer/business information sources, dot-com communities, trade associations, and educational institutions. Approved organizations may link to our website as long as the link does not imply any sponsorship or endorsement unless previously agreed.

Content Liability
We shall not be held responsible for any content appearing on your website. You agree to protect and defend us against all claims arising from your website. No link(s) should appear on any website that may be interpreted as defamatory, obscene, criminal, or infringing upon third-party rights.

Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will limit or exclude our or your liability for death or personal injury, fraud or fraudulent misrepresentation, or any liability that cannot be limited or excluded under applicable law.

As long as the website and the information and services are provided free of charge, we will not be liable for any loss or damage of any nature.

Terms and Conditions for Pricing Plans
These Terms and Conditions govern the use of the pricing plans offered by ANM Consultancy ("we", "our", "us"). By subscribing to or purchasing any of our pricing plans, you ("Client", "Customer", "User") agree to be bound by the following terms.

1. Pricing Plans Overview
We offer various pricing plans for our services, each designed to meet different business needs. The details of the available plans, including features, prices, and payment terms, are outlined on our website at https://www.anmconsultancy.com/pricing-plans . By choosing a pricing plan, you agree to the specific terms of that plan, as well as these general terms.

2. Payment Terms
All payments for pricing plans are due in advance, either on a one-time basis or as per the recurring billing cycle agreed at the time of purchase. Payment methods accepted include credit card, bank transfer, or other methods indicated on our website.

One-Time Payment Plans: Full payment must be made upfront.
Subscription/Recurring Payment Plans: Payment will be automatically charged on a recurring basis according to the billing cycle you select (monthly, quarterly, yearly).
You are responsible for ensuring that your payment information is accurate and up to date. We reserve the right to suspend or terminate your access to services if payment is not received or is declined.

3. Refunds and Cancellations
We offer a refund period for new clients. After the initial refund period, no refunds will be provided unless required by law.

Cancellation of Subscription Plans: You may cancel your subscription at any time by contacting us at info@anmconsultancy.com or via your account dashboard on our website. Upon cancellation, services will continue until the end of the current billing cycle, after which no further payments will be charged.
Termination: We reserve the right to terminate your subscription and access to services for failure to comply with these Terms and Conditions or failure to make timely payments.

4. Changes to Pricing and Plans
We reserve the right to modify our pricing plans, including the fees and features offered under each plan, at any time. Any changes will be communicated to existing customers at least 30 days in advance of the change taking effect.

Existing Subscriptions: If you have an active subscription, changes to pricing or features will apply from the next billing cycle after the 30-day notice period.

5. Service Access and Limitations
Your access to services under the selected pricing plan is subject to the terms specified in that plan, including any usage limitations (e.g., consultation hours, access to features, number of users).

Downgrading Plans: You may downgrade your plan at any time. However, any features or services associated with the higher plan will no longer be available after the downgrade, and no partial refunds will be given for unused time on the higher plan.
Upgrading Plans: You can upgrade to a higher-tier plan at any time, with the new plan and pricing taking effect immediately upon payment of the applicable fee.

6. Client Responsibilities
By subscribing to a pricing plan, you agree to use our services responsibly and in compliance with all applicable laws and regulations. You also agree to:

Maintain the confidentiality of your account login details.
Notify us immediately of any unauthorized use of your account.
Use the services only for legitimate business purposes and not for any unlawful or prohibited activities.

7. Liability
To the maximum extent permitted by applicable law, ANM Consultancy shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the services or these pricing plans, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising out of or in connection with these Terms and Conditions will not exceed the amount paid by you for the relevant pricing plan during the 12-month period preceding the claim.

8. Intellectual Property
All intellectual property rights related to our services, website, and pricing plans remain the property of ANM Consultancy or our licensors. You may not use, reproduce, or distribute any materials or intellectual property from ANM Consultancy without prior written permission.

9. Termination and Suspension
We reserve the right to suspend or terminate your access to services under your pricing plan for any of the following reasons:

Failure to pay fees due.
Breach of these Terms and Conditions.
Engaging in any illegal, fraudulent, or harmful activities.
In the event of termination, any remaining fees owed for the current billing period will become immediately due and payable.

10. Data Protection and Privacy
We are committed to protecting your personal data. All information provided by you during the registration or use of our pricing plans will be handled in accordance with our Privacy Policy and applicable GDPR regulations. You can review our Privacy Policy here: https://www.anmconsultancy.com/pricing-plans .

11. Governing Law and Dispute Resolution
These Terms and Conditions are governed by the laws of [your jurisdiction], without regard to its conflict of laws principles. Any disputes arising out of or relating to these terms will be resolved through binding arbitration or in the courts located in Istanbul, at our discretion.

12. Changes to Terms and Conditions
We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page with the effective date. By continuing to use our pricing plans after any changes, you agree to be bound by the updated Terms and Conditions.

13. Contact Us
For any questions or concerns regarding these Terms and Conditions, please contact us at:
Email: info@anmconsultancy.com
Phone: +905467470307